Terms and Conditions

Terms and Conditions for Using Payment Gateway

Effective Date: 1st April 2024

1. Introduction
These Terms and Conditions (“Terms”) govern your use of the payment gateway services (“Services”) provided by Razorpay Software Private Limited through https://razorpay.com/ or https://globuss.in (“we,” “our,” “us”). By using the payment gateway, you agree to these Terms. If you do not agree with any part of these Terms, you must not use the payment gateway.

2. Use of Payment Gateway

2.1 Eligibility
To use the payment gateway, you must:
• Be at least 18 years of age or the age of majority in your jurisdiction.
• Provide accurate and complete information during the registration process.
• Comply with these Terms and all applicable laws and regulations.

2.2 Account Security
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3. Payment Processing

3.1 Authorization
By using the payment gateway, you authorize us to charge the payment method you provide for the total amount of your purchase, including any applicable taxes and fees.

3.2 Transaction Limits
We may impose limits on the amount of money you can send or receive through the payment gateway. These limits may be adjusted at our discretion.

3.3 Payment Methods
We accept various payment methods, including credit/debit cards, bank transfers, and other payment methods specified on our website. The availability of payment methods may vary based on your location.

3.4 Payment Confirmation
Upon successful payment, you will receive a confirmation email with the details of your transaction. It is your responsibility to ensure the accuracy of the information provided during the payment process.

4. Fees and Charges

4.1 Service Fees
We may charge fees for the use of the payment gateway. Any applicable fees will be disclosed to you prior to completing a transaction. You are responsible for paying all fees associated with your use of the payment gateway.

4.2 Taxes
You are responsible for any taxes applicable to your transactions through the payment gateway. We may collect and remit taxes as required by law.

5. Refunds and Disputes

5.1 Refund Policy
All refund requests are subject to our refund policy, which is available at [link to refund policy]. Refunds will be processed using the original payment method.

5.2 Dispute Resolution
If you have any disputes regarding a transaction, please contact us at [Contact Information]. We will investigate and attempt to resolve the dispute in accordance with our dispute resolution policy.

6. Prohibited Activities
You agree not to use the payment gateway for any unlawful or prohibited activities, including but not limited to:
• Engaging in fraudulent activities.
• Violating any laws or regulations.
• Providing false or misleading information.
• Using the payment gateway for any illegal transactions.

7. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the payment gateway or any transaction conducted through the payment gateway.

8. Indemnification
You agree to indemnify, defend, and hold us harmless from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the payment gateway, your violation of these Terms, or your violation of any rights of another.

9. Changes to These Terms
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the payment gateway after any changes constitutes your acceptance of the new Terms.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Chennai, Tamil Nadu Jurisdiction, without regard to its conflict of law principles.

11. Contact Us
If you have any questions or concerns about these Terms, please contact us at: